THINKING of buying a house? This could be the sign Gen Zs have been waiting for to finally cross “own a home” off their life goals list, as Pag-IBIG Fund is rolling out major discounts on more than 30,000 foreclosed properties.
In a time where trends shift rapidly and technology evolves by the day, it’s easy to think Gen Zs would prefer digital assets and mobile lifestyles over traditional goals like owning a home.
Yet, a growing number of Filipino Gen Zs are showing maturity and planning ahead—especially when it comes to ensuring long-term security. And on top of that vision? Homeownership—not only for themselves but also for their loved ones.
Now might be the ideal time to take that step, as the Pag-IBIG Fund—also known as the Home Development Mutual Fund—makes it more achievable by offering sizable discounts to Filipinos nationwide.
Super Sale
According to Pag-IBIG’s website, properties with occupants are being offered at up to 40% off, while unoccupied ones come with up to 35% discount under its Acquired Assets Super Sale.
The sale is open to both Pag-IBIG members and non-members, including winning bidders during the promo, direct buyers with invitations to purchase or lease during the period.
It’s also available to current lease-with-option-to-purchase holders converting to cash, short-term, or long-term installment options within the promo duration.
Pag-IBIG said that interested buyers must first secure a Buyer ID through its online public auction registration. After that, they can check the available property listings online or view them at any branch or housing hub.
The government-backed savings agency emphasized that the promo runs until December 14, 2025. The discounts are non-transferable and can’t be combined with other offers or programs.
All listed properties are sold on an “as-is, where-is” basis. Also, submitting complete documents doesn’t automatically guarantee a sale or financing approval, as all transactions are subject to final review and policy compliance.
Big Boost for Gen Zs
In a chat with republicasia, 24-year-old Ian Capati, who recently tied the knot, said buying a house goes beyond ownership—it represents long-term security and stability for his and his new family’s future.
“As a Gen Z na nagsisimulang bumuo ng sariling pamilya, napakahalaga para sa akin ng pagkakaroon ng sariling bahay dahil hindi lamang ito simpleng ari-arian, kundi isa itong pundasyon ng katatagan at seguridad ng aming pamilya,” Capati said.
“Kapag may sarili ka kasing bahay, hindi ka na aasa sa upa na buwan-buwan mong poproblemahin, at mas nagkakaroon ka ng kapayapaan ng isip dahil alam mong may permanenteng lugar na masisilungan ang iyong pamilya,” he added.
Capati also shared that big promos like this are a major help for Gen Zs who dream of owning a home early in life—whether it’s to live independently, give back to their parents, or build a home for their future families.
“Napakalaking tulong ng ganitong inisyatibo ng Pag-IBIG Fund para sa mga Pilipino, lalo na sa aming mga Gen Z na nagsisimula pa lamang mag-ipon at magplano para sa sariling pamilya,” he said.
“Hindi lamang ito simpleng discount, kundi isang uri ng empowerment para sa mga Pilipino, lalo na sa mga working Gen Z’s, na makamit ang isa sa pinakamahalagang pangarap ng bawat pamilya.”
“Bukod dito, hindi lang ito nakakatulong sa bawat pamilya kundi sa kabuuan ng ating mga mamamayan dahil napapakinabangan muli ang mga foreclosed properties na kung hindi ay mananatiling nakatiwangwang lang ito,” he added.
The thought of buying a home in your 20s may have once felt like a dream meant only for the wealthy or fortunate. But thanks to tools like those from the Pag-IBIG Fund, it’s becoming a realistic goal for many Filipinos.
Whether it’s giving their parents a peaceful place to retire, creating a stable home for their future kids, or finally escaping the rent cycle, Gen Zs are showing that ambition has no age limit.
